Management of Financial Institutions

Paper Code: 
MFM 324
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

The paper has been designed to enable students to acquire knowledge of all the aspects of financial institutions in India. The objective is to instil in students an understanding of working of financial institutions and risk exposure.

12.00
Unit I: 
Financial Institutions:

Financial Institutions: Concept, Characteristics, Categories of Financial Institutions. Genesis of Financial Institutions in India. Strengths and challenges.

12.00
Unit II: 
Regulatory Institution:

Regulatory Institution: RBI: introduction, Objectives, Roles and Structure, Monetary Policy of RBI.
Management of Banking System: Evolution and Growth of Banking System in India, Scheduled and Non-Scheduled Banks, Strengths of Indian Commercial Banks.

12.00
Unit III: 
Asset–Liability Management in Commercial Banks:

Asset–Liability Management in Commercial Banks: Concept, Objectives, Functions and Process of ALM., Utility of ALM for Commercial Banks.
Management of Deposits: Concept, Forces influencing Deposit Mobilisation by Banks, Challenges before Commercial Banks in India, Strategic Marketing Approach to overcome the challenges.

12.00
Unit IV: 
Management of Non-Performing Assets (NPAs) in Commercial Banks

Management of Non-Performing Assets (NPAs) in Commercial Banks: NPAs in Indian Commercial Banks, NPAs in Priority Sector Advances, Steps taken by the Government and the RBI on NPAs, Challenges for NPAs.
Management of Loans in Commercial Banks: Characteristics of Commercial Bank Loans in India, Principles of Sound Bank Lending, Factors influencing Loan Policy in a Bank, Evaluating Credit Applicant- Gathering Credit Information.

12.00
Unit V: 
Management of Development Financial Institutions:

Management of Development Financial Institutions: Overview, Project Evaluation by Development Financial Institutions, Brief Profile of Term Lending Institutions in India – IFCI, IDBI, ICICI , NABARD, SIDBI, NHB.
Non-Banking Financial Companies: Nature and Significance of NBFCs, Types of NBFCs, Challenges before Indian NBFCs.

Essential Readings: 

• B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited, New Delhi
• Jain, Khanna, Tiwari, Banking and Public Finance, V.K India Enterprises, New Delhi
• L.M.Bhole, J. Mahakud, Financial Institutions and Markets, McGraw Hill Education, Chennai
• Meera Sharma, Management of Financial Institutions, PHI Learning, Delhi
• P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
• R.M. Srivastava, D. Nigam, Management of Indian Financial Institutions, Himalaya Publishing House, Mumbai
• Vasant Desai, Banks and Institutional Management, Himalaya Publishing House, Mumbai

References: 

• General Banking Management, Macmillan (Indian) Limited, New Delhi
• Jain, Khanna, Tiwari, Banking and Finance, VK India Enterprices, New Delhi
• Khan Masood Ahmed, Banking in India, Anmol publication, New Delhi
• Principles of Banking, Macmillan (India) Limited, New Delhi

Academic Year: 
2019-2020
  • Printer-friendly version
  • PDF version