MANAGEMENT OF FINANCIAL INSTITUTIONS

Paper Code: 
MFM 126
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

Course Outcomes

Course Outcomes

Learning and teaching strategies

Assessment Strategies

 
 

CO 31: Recognize the functioning and working of various financial institutions in India thus in turn connecting it to the working of Indian economy.

 

CO 32 : Interpret the knowledge about the banking industry.

 

CO 33: Understand management of deposits and loans.

 

CO 34: Identify the functions and process of Asset – Liability Management in commercial banks.

 

CO35: Identify the characteristics of Commercial Bank Loans in India.

 

CO 36:    Understand the management of Non- Performing Assets in commercial banks.

Approach in teaching:

Interactive Lectures using whiteboards, Discussion, Tutorials, Reading assignments, Demonstration, Team teaching, Quiz.

 

 

Learning activities for the students:

 

Self  learning assignments, Effective questions, Solving problems of unsolved questions, Problem based learning-cases, Group learning teamwork.

Class test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Presentation, Individual and group projects

  
 

 

12.00
Unit I: 
Unit-1

Financial Institutions in India: Introduction to Indian Financial System, Significance and Definition, Purpose and Organisation, Liberalisation of the Financial System, Economic Growth and Financial Institutions, Types of Financial Institutions, Recent Trends in Indian Financial Markets 

12.00
Unit II: 
Unit-2

Management of Commercial Banks in India:  Reserve Bank of India, Commercial Banking in India, Retail Banking, Liquidity Management in Commercial Banks, Management of Capital Funds in Commercial Banks

Management of Deposits

12.00
Unit III: 
Unit-3

Management of Loans in Commercial Banks: Characteristics of commercial Banks Loans in India. Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy. Organizing of Bank Lending

14.00
Unit IV: 
Unit-4

Asset –Liability Management in commercial Banks:

Concept, Objectives, Functions and Process of ALM. Management of Risk, Utility of ALM for Commercial Banks

10.00
Unit V: 
Unit-5

Management of Non-Performing assets in commercial Banks:

NPAs in Indian Commercial Banks. Impact of Priority Sector Advances on NPAs. Factors for the NPAs in Commercial Banks. Steps taken by RBI for containing NPAs

*Case studies related to entire topics are to be taught.

 

Essential Readings: 
  • Bhalla V.K.-“Financial Markets &Services” Anmol Publications, Delhi
  • Srivastava R.M.-“Management of Indian Financial Institutions”Himalaya Publication, New Delhi
  • Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi
  • Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
  • Bhole.L.M. “Financial Markets and Institutions’ Tata Mc Graw Hill, New Delhi
  • Vasant Desai, “Indian Financial System”, Himalayan Publication

 

 

References: 
  • Khan M.Y. - “Indian Financial System” Vikas Publishing house, New Delhi
  • Sinha, S.L.N., “Development Banking in India”, (Madras: Institute of Financial Management and Research, 1976).
  • Khan and Jain, “Financial Services,” 2nd ed. Tata McGraw Hill, 2004.
  • P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi B.S. Khubehandani

E Resources:

Journals:

 

 

Academic Year: 
2022-2023
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