Management of Financial Institutions

Paper Code: 
MFM 126
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

Course Objective: The paper has been designed to enable students to acquire knowledge of all the aspects of financial institutions in India. The objective is to create an understanding of working of financial institutions and risk exposure.

Course Outcomes (CO): At the end of this course, a student should be able to:

Course

Learning outcome (at course level)

Learning and teaching strategies

Assessment Strategies

PAPER CODE

Paper Title

MFM 126

Management of Financial Institutions

CO 31: Recognize the functioning and working of various financial institutions in India thus in turn connecting it to the working of Indian economy.

 

CO 32 : Interpret the knowledge about the banking industry.

 

CO 33: Implementing marketing strategies for a commercial bank.

 

CO 34: Identify  the functions and process of Asset – Liability Management in commercial banks.

 

CO35: Identify the characteristics of Commercial Bank Loans in India.

 

CO 36:    Understand the management of Non- Performing Assets in commercial banks.

Approach in teaching:

Interactive Lectures using whiteboards, Discussion, Tutorials, Reading assignments, Demonstration, Team teaching, Quiz.

 

 

Learning activities for the students:

 

Self  learning assignments, Effective questions, Solving problems of unsolved questions, Problem based learning-cases, Group learning teamwork.

Class test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Presentation, Individual and group projects
 

 

 

12.00
Unit I: 
Financial Institutions in India & Business of banking::

Financial Institutions in India:

Genesis of Financial Institutions in India. Strength and challenges.

Business of banking:

Definition of banking, Regulation of Banks- RBI as Central Bank, Government as a regulator of Banks,. Public Sector Bank & co-operative banks, Disinvestment in Public Sector banks
 

 

12.00
Unit II: 
Marketing of deposits

 A Marketing Approach-Concept of Bank Marketing. Formulating Marketing Strategies for a Commercial Bank. Marketing Strategic Decisions. Implementing Marketing Strategy.
 

 

12.00
Unit III: 
Management of Loans in Commercial Banks:

Characteristics of commercial Banks Loans in India. Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy. Organizing of Bank Lending

12.00
Unit IV: 
Asset –Liability Management in commercial Banks:

Concept, Objectives, Functions and Process of ALM. Management of Risk, Utility of ALM for Commercial Banks
 

 

Unit V: 
Management of Non-Performing assets in commercial Banks:

NPAs in Indian Commercial Banks. Impact of Priority Sector Advances on NPAs. Factors for the NPAs in Commercial Banks. Steps taken by RBI for containing NPAs

Essential Readings: 

BOOKS RECOMMENDED:-

  • P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
  • B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
  • Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
  • Principles of Banking, Macmillan (India) Limited, New Delhi
  • General Banking Management, Macmillan (Indian) Limited, New Delhi
  • Banking and Finance, Jain Khanna Tiwari, VK India Enterprices, New Delhi

 

Academic Year: 
2021-2022
  • Printer-friendly version
  • PDF version