Course Objectives:
Course Outcomes (COs):
Learning outcomes (at course level) |
Learning and teaching strategies |
Assessment Strategies |
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CO26: To develop an understanding of management of financial institutions in the backdrop of global financial system and international bank management practices.
CO 27: Understanding the growth of Banking System in India.
CO 28: Understanding the functions and process of Asset – Liability Management.
CO 29 : Identify the characteristics of Commercial Bank Loans in India.
CO 30: To understand the profile of Term Lending Institutions in India.
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Approach in teaching: Interactive Lectures using whiteboards, Discussion, Tutorials, Reading assignments, Demonstration, Team teaching, Quiz.
Learning activities for the students: Self learning assignments, Effective questions, Solving problems of unsolved questions, Problem based learning-cases, Group learning teamwork.
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Class test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Presentation, Individual and group projects |
Financial Institutions in India:
Genesis of Financial Institutions in India. Strength and challenges.
Business of banking:
Definition of banking, Regulation of Banks- RBI as Central Bank, Government as a regulator of Banks,. Public Sector Bank & co-operative banks, Disinvestment in Public Sector banks
Management of deposits: A Marketing Approach-Concept of Bank Marketing. Formulating Marketing Strategies for a Commercial Bank. Marketing Strategic Decisions. Implementing Marketing Strategy.
Management of Loans in Commercial Banks: Characteristics of commercial Banks Loans in India. Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy. Organizing of Bank Lending
Asset –Liability Management in commercial Banks:
Concept, Objectives, Functions and Process of ALM. Management of Risk, Utility of ALM for Commercial Banks
Management of Non-Performing assets in commercial Banks:
NPAs in Indian Commercial Banks. Impact of Priority Sector Advances on NPAs. Factors for the NPAs in Commercial Banks. Steps taken by RBI for containing NPAs
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• General Banking Management, Macmillan (Indian) Limited, New Delhi
• Jain, Khanna, Tiwari, Banking and Finance, VK India Enterprices, New Delhi
• Khan Masood Ahmed, Banking in India, Anmol publication, New Delhi
• Principles of Banking, Macmillan (India) Limited, New Delhi