Management of Financial Institutions

Paper Code: 
MFM 126
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

Course Objectives:

  1. The paper has been designed to enable students to acquire knowledge of all the aspects of financial institutions in India. The objective is to instil in students an understanding of working of financial institutions and risk exposure.

Course Outcomes (COs):

Learning outcomes

(at course level)

Learning and teaching strategies

Assessment

Strategies

  
 

CO26: To develop an understanding of management of financial institutions in the backdrop of global financial system and international bank management practices.

 

CO 27:    Understanding the growth of Banking System in India.

 

CO 28: Understanding the functions and process of Asset – Liability Management.

 

CO 29 : Identify the characteristics of Commercial Bank Loans in India.

 

CO 30:    To understand the profile of Term Lending Institutions in India.

 

Approach in teaching:

Interactive Lectures using whiteboards, Discussion, Tutorials, Reading assignments, Demonstration, Team teaching, Quiz.

 

Learning activities for the students:

Self learning assignments, Effective questions, Solving problems of unsolved questions, Problem based learning-cases, Group learning teamwork.

 

 

Class test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Presentation, Individual and group projects

  

 

12.00
Unit I: 
Financial Institutions in India & Business of banking::

Financial Institutions in India:

 Genesis of Financial Institutions in India.  Strength and challenges.

Business of banking:

 Definition of banking, Regulation of Banks- RBI as Central Bank, Government as a regulator of Banks,. Public Sector Bank & co-operative banks, Disinvestment in Public Sector banks

12.00
Unit II: 
Management of deposits:

Management of deposits: A Marketing Approach-Concept of Bank Marketing. Formulating Marketing Strategies for a Commercial Bank. Marketing Strategic Decisions. Implementing Marketing Strategy.

12.00
Unit III: 
Management of Loans in Commercial Banks:

Management of Loans in Commercial Banks: Characteristics of commercial Banks Loans in India. Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy. Organizing of Bank Lending

12.00
Unit IV: 
Asset –Liability Management in commercial Banks

Asset –Liability Management in commercial Banks:

Concept, Objectives, Functions and Process of ALM. Management of Risk, Utility of ALM for Commercial Banks

12.00
Unit V: 
Management of Non-Performing assets in commercial Banks:

Management of Non-Performing assets in commercial Banks:

NPAs in Indian Commercial Banks. Impact of Priority Sector Advances on NPAs. Factors for the NPAs in Commercial Banks. Steps taken by RBI for containing NPAs

Essential Readings: 

•

  • P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
  • B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
  • Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
  • Principles of Banking,  Macmillan (India) Limited, New Delhi
  • General Banking Management, Macmillan (Indian) Limited, New Delhi
  • Banking and Finance, Jain Khanna Tiwari, VK India Enterprices, New Delhi
  • Banking in India, Khan Masood Ahmed, Anmol publication, New Delhi
  • Principles of Banking, macmillian (India) Limited, New Delhi

 

References: 

• General Banking Management, Macmillan (Indian) Limited, New Delhi
• Jain, Khanna, Tiwari, Banking and Finance, VK India Enterprices, New Delhi
• Khan Masood Ahmed, Banking in India, Anmol publication, New Delhi
• Principles of Banking, Macmillan (India) Limited, New Delhi

Academic Year: 
2020-2021
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