Banking Services Operations

Paper Code: 
MFM 326
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

Course Objective:

  1. The objective of this course is to prepare the students to acquire required knowledge and skills for practical banking operations.

Course Outcomes (COs): 

 

Learning outcomes

(at course level)

Learning and teaching strategies

Assessment

Strategies

  
 

CO 116: To understand the basics of Evolution and Structure of Banking Industry.

CO 117: To make the students understand the various services offered and various risks faced by banks.

CO 118: To make students aware of various banking innovations.

CO 119: to make students aware about different types of international banking.

CO 120: to make the student understand about various fund based & Non-Fund Based Borrowing Facilities

 

 

Approach in teaching:

Interactive Lectures, Group Discussion, Tutorials, Case Study

 

Learning activities for the students:

Self-learning assignments, presentations

Class test, Semester end examinations, Quiz, Assignments, Presentation

  

 

12.00
Unit I: 
The Evolution and Structure of Banking Industry

The Evolution and Structure of Commercial Banking Industry, Types of Banking, Role and Functions of Banks.

12.00
Unit II: 
Changing Scenario of Banks

Innovation in Banking- ATM, Bancassurance, Virtual Banking, Universal Banking, Corporate Banking, Electronic banking, RTGS and clearing house. Risks in e-banking. Rural banking and constraints of rural finance in India. Introduction to regional rural banks. Concept of Micro Finance. 

 

12.00
Unit III: 
Negotiable Instruments

Cheque, Crossing of Cheque, Types of Crossing, Dishonour of Cheque, Conditions for statutory & voluntary dishonour of cheque by bank, liability of bank or customer responsible for dishonour.

12.00
Unit IV: 
Fund Based & Non-Fund Based Borrowing Facilities

Loans, Cash Credit, Overdraft, Bill discounting, Export Packing Credit, Project Finance, Consortium Finance, Loan Syndication, Bridge Loan.

Letter of Credit, Guarantees, Co-acceptance facility. 

12.00
Unit V: 
International Banking

Introduction, Types of International Banking, Regulation of International Banking, Services Supplied by Banks in International Markets, Challenges for International Banks in Foreign Markets.

 

Essential Readings: 

• Peter S Rose and Sylvia C. Hudgins, Bank Management & Financial Services, Tata McGraw Hill Education,8th Edition, 2011.
• P.N. Varshney, Indian Financial System & Commercial Banking, Sultan Chand & Sons, 2009.

References: 

• Indian Institute of Banking & Finance, Rural Banking Operations, Taxmann Publications, 2017.
• Indian Institute of Banking & Finance, International Banking, Manmillan Publishers India Ltd., 2010.
• Padmalatha Suresh and Justin Paul, Management of Banking and Financial Services, Pearson, 3rd Edition, 2014.
• Dr S Gurusamy, Banking Theory: Law and Practice, Tata McGraw Hill Education, 2nd Edition, 2009.

Academic Year: 
2020-2021
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