BANKING SERVICES OPERATIONS

Paper Code: 
MFM127
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

Course Outcomes:

Course Outcomes

Learning and teaching strategies

Assessment Strategies

 

  
 

At the end of this course, a student should be able to:

CO 37 Understand the   Evolution and Structure of Banking Industry.

CO 38 Analyze the various services offered and risks faced by the banks.

CO 39 Create awareness about Various banking innovations.

CO 40 Identify different types of Negotiable Instruments

CO 41 Construct different types of international banking.

CO   42 Understand about various fund based & Non-Fund Based Borrowing  Facilities

Approach in teaching:

Interactive Lectures, Group Discussion, Tutorials, Case Study

 

Learning activities for the students:

Self-learning assignments, presentations

Class test, Semester end examinations, Quiz, Assignments, Presentation

  
 

 

12.00
Unit I: 
The Evolution and Structure of Banking Industry

 

 
The Evolution and Structure of Commercial Banking Industry, Types of Bank, Role and Functions of Commercial Banks.

 

 

 

12.00
Unit II: 
Changing Scenario of Banks

 

Innovation in Banking- ATM, Bank assurance, Virtual Banking, Universal Banking, Corporate Banking, Electronic banking, RTGS and clearing house. Risks in e-banking.
 

Rural banking and constraints of rural finance in India. Introduction to regional rural banks. Concept of Micro Finance.

12.00
Unit III: 
Negotiable Instruments

 
 

Cheque, Crossing of Cheque, Types of Crossing, Dishonour of Cheque, Conditions for statutory & voluntary dishonour of cheque by bank, liability of bank or customer responsible for dishonour.

12.00
Unit IV: 
Fund Based & Non-Fund Based Borrowing Facilities

 

Loans, Cash Credit, Overdraft, Bill discounting, Export Packing Credit, Project Finance, Consortium Finance, Loan Syndication, Bridge Loan.
 

Letter of Credit, Guarantees, Co-acceptance facility.

12.00
Unit V: 
International Banking

 
 

Introduction, Types of International Banking, Services offered by International banks ,Regulation of International Banking, Challenges for International Banks in Foreign Markets.

Essential Readings: 
  • Vasant Desai, “Indian Financial System”, Himalayan Publication
  • Sinha, S.L.N., “Development Banking in India”, (Madras: Institute of Financial Management and Research, 1976).
  • Khan and Jain, “Financial Services,” 2nd ed. Tata McGraw Hill, 2004.

 

References: 

Suggested Readings:

  • Peter S Rose and Sylvia C. Hudgins, Bank Management & Financial Services, Tata McGraw Hill Education,8th Edition, 2011.
  • P.N. Varshney, Indian Financial System & Commercial Banking, Sultan Chand & Sons, 2009.
 
  • Indian Institute of Banking & Finance, Rural Banking Operations, Taxmann Publications, 2017.

          E Resources:

Journals:

 

Academic Year: 
2022-2023
  • Printer-friendly version
  • PDF version