Banking Services Operations

Paper Code: 
MFM 326
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

Course Objectives: The objective of this course is to prepare the students to acquire required knowledge and skills for practical banking operations.

              Course Outcomes (COs):

 

Course

Learning outcomes (at course level)

Learning and teaching strategies

Assessment Strategies

Paper Code

Paper Title

MFM 326

Banking Services Operations

CO 132: Understand the   Evolution and Structure of Banking Industry.

CO 133: Analyze  the various services offered and risks faced by the banks.

CO 134: Create  awareness about

various banking innovations.

CO 135: Identify different types of Negotiable Instruments.

CO 136: Construct  different types of

international banking.

CO137 :Understand about   various            fund based   &             Non-Fund            Based Borrowing Facilities

Approach in teaching:

Interactive Lectures, Group Discussion, Tutorials, Case Study

Learning activities for

the students:

Self-learning

assignments, presentations

Class test, Semester end examinations, Quiz, Assignments, Presentation

 

12.00
Unit I: 
The Evolution and Structure of Banking Industry

 

The Evolution and Structure of Commercial Banking Industry, Types of Banking, Role and Functions of Banks.

12.00
Unit II: 
Changing Scenario of Banks

 

Innovation in Banking- ATM, Bancassurance, Virtual Banking, Universal Banking, Corporate Banking, Electronic banking, RTGS and clearing house. Risks in e-banking. Rural banking and constraints of rural finance in India. Introduction to regional rural banks. Concept of Micro Finance.

12.00
Unit III: 
Negotiable Instruments

 

Cheque, Crossing of Cheque, Types of Crossing, Dishonour of Cheque, Conditions for statutory & voluntary dishonour of cheque by bank, liability of bank or customer responsible for dishonour.

12.00
Unit IV: 
Fund Based & Non-Fund Based Borrowing Facilities

 

Loans, Cash Credit, Overdraft, Bill discounting, Export Packing Credit, Project Finance, Consortium Finance, Loan Syndication, Bridge Loan.

Letter of Credit, Guarantees, Co-acceptance facility.

12.00
Unit V: 
International Banking

 

Introduction, Types of International Banking, Regulation of International Banking, Services Supplied by Banks in International Markets, Challenges for International Banks in Foreign Markets.

 

Essential Readings: 

·         Peter S Rose and Sylvia C. Hudgins, Bank Management & Financial Services, Tata McGraw Hill Education,8th Edition, 2011.

·         P.N. Varshney, Indian Financial System & Commercial Banking, Sultan Chand & Sons, 2009.

  •      Indian Institute of Banking & Finance, Rural Banking Operations, Taxmann Publications, 2017.
Academic Year: 
2021-2022
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